The Ghost skill tree specializes in stealth, with an emphasis on doing jobs without raising an alarm. The first point spent in the skill tree unlocks the ability to use the ECM Jammer piece of equipment. This item can temporarily cancel out devices like alarms, cell phones and even camera.
Tier 1 | ||
| Bonus: Increases chance to dodge | ||
| Dead Presidents | Basic | Value of loot you pick up is increased |
| Ace | Value of loot you pick up is increased even more | |
| Sprinter | Basic | Time before stamina regen begins is reduced, and stamina regen is increased |
| Ace | Increased sprint speed and better chance to dodge enemy fire while moving | |
| Cat Burglar | Basic | Take less damage from falling |
| Ace | Fall damage is reduced to armor only and custody time is reduced on easier difficulties | |
Tier 2 | ||
| Bonus: Time between swapping weapons is reduced | ||
| Fast Hands | Basic | Pack and interact with loot bags faster |
| Ace | Speed for packing and interacting with loot bags is even faster | |
| Chameleon | Basic | Less suspicious around civilians and enemies |
| Ace | Less suspicious with your mask on | |
| Cleaner | Basic | Bonus damage to special enemies |
| Ace | Can bag and throw corpses | |
Tier 3 | ||
| Bonus: Increases chance to dodge even more | ||
| Shinobi | Basic | Normal and crouch movement speed increases |
| Ace | Enemies that are shot or melee'd to death do not cry out | |
| Martial Arts | Basic | Chance to knock down enemies with a melee strike is increased |
| Ace | Damage taken by melee strikes is decreased | |
| SMG Specialist | Basic | SMG reload speed is increased |
| Ace | Increased stability with SMG weapons | |
Tier 4 | ||
| Bonus: Increased stealth | ||
| Nine Lives | Basic | Can absorb more damage before going into custody |
| Ace | Can absorb even more damage | |
| ECM Specialist | Basic | Can place another ECM Jammer (2 max) |
| Ace | ECM battery life and feedback duration increases | |
| Silent Killer | Basic | Deal more damage with silenced weapons |
| Ace | Deal even more damage | |
Tier 5 | ||
| Bonus: Time between swapping weapons is farther reduced | ||
| Lockpicking Expert | Basic | Interact faster while lockpicking |
| Ace | Can silently crack safes by hand, but need to start over if interrupted | |
| ECM Overdrive | Basic | ECM Jammer duration increased |
| Ace | ECM Jammer can be used to open certain doors | |
| The Professional | Basic | Increased stability with silenced weapons |
| Ace | Increased accuracy with silenced weapons | |
Tier 6 | ||
| Bonus: Chance of obtaining a higher quality item during PAYDAY is increased | ||
| Lucky Charm | Basic | Chance of obtaining a higher quality item during PAYDAY is increased |
| Ace | Chance is increased farther | |
| ECM Feedback | Basic | A toggable switch is added to the ECM. When on, the ECM can incapacitate enemies in a radius |
| Ace | ECM feedback duration is increased | |
| Moving Target | Basic | Can sprint while strafing |
| Ace | Can sprint in any direction | |


